Change Your Car Before Your Finance Ends | cartime

Many drivers assume they need to wait until the end of their finance agreement before changing their car. In reality, that isn’t always the case.

At cartime, our Swap & Save Challenge has been designed to help customers explore whether they could upgrade to a newer vehicle sooner than expected – even if they’re only part way through their existing finance agreement.

Can You Change Your Car Before Your Finance Ends?

The simple answer is yes – in many cases, you can.

Every finance agreement is different, but our experienced finance specialists can assess your current agreement and explain your options. Depending on your circumstances, we may be able to settle your existing finance and help you move into a newer vehicle without waiting for your agreement to end.

Many of our customers are surprised to discover they can upgrade much earlier than they expected.

How the Swap & Save Challenge Works

Our aim is to make upgrading as straightforward and affordable as possible. We’ll:

• Assess your current vehicle and provide a free, no-obligation valuation.
• Review your existing finance agreement.*
• Explore whether we can settle your current finance.
• Find a newer vehicle that suits your needs and budget.
• Aim to match or even reduce your current monthly payment, where possible.
• Offer Zero Deposit Finance on hundreds of vehicles, subject to status.

Whether you’re looking for a larger family SUV, a more economical hybrid or electric vehicle, or simply fancy driving something newer, our team will help you explore the options available.

Choose From Over 1,100 Premium Used Cars

With more than 1,100 quality used vehicles in stock, you’ll have plenty of choice.

Our range includes vehicles from many of the UK’s favourite manufacturers, covering everything from compact city cars and family hatchbacks to premium SUVs, executive saloons and electric vehicles.

Every vehicle is carefully prepared and comes with the confidence of our Lifetime Warranty, helping you drive away with complete peace of mind.

Why Customers Choose cartime

When you buy from cartime, you’ll benefit from:

• Over 1,100 premium used cars in stock.
• Lifetime Warranty included.
• Zero Deposit Finance available (subject to status).
• We can settle your existing finance.*
• Same or lower monthly payments may be available, subject to status, finance settlement and vehicle selection.
• Friendly, award-winning customer service from start to finish.

Take the Swap & Save Challenge Now

If you’ve been thinking about changing your car but assumed you were tied into your current finance agreement, now is the perfect time to find out what’s possible.

Bring your current vehicle to one of our showrooms for a free, no-obligation valuation, and let our finance specialists explore your upgrade options. You could be driving away in your next car sooner than you think.

Browse our latest stock online at www.cartime.co.uk, call our team on 0161 885 0676, or book a test drive directly from any vehicle listing.

Your next car could be closer than you think.

*Finance settlement is subject to your existing finance agreement. Finance is subject to status. Terms and conditions apply.